Whether your credit score is perfect or you’re in need of special finance options, at Dyer Chevy Vero Beach we have competitive offers waiting for you. That’s because we get it: Your credit score can fluctuate, and a few moments of financial misfortune shouldn’t outright ruin your chances to qualify for used-car financing. Rather than use that misfortune against you, we want to work with lenders and highlight your strengths so that you can drive home a reliable used vehicle from our inventory. Whether your credit has fallen due to a divorce, medical bills, bankruptcy, or other reasons, we understand that bad things can happen to good people.
So when you apply for a special finance loan at our dealership, we can also help you rebuild your credit score too. Whatever the case may be, read through our bad-credit financing tips for more detailed information on the full process. As time passes, you may find that consistently paying your monthly payments on time can improve your credit score quite a bit. With our loan assistance, you’ll find that drivers who had special finance on used-car loans can even return to our dealership to purchase that new Chevy model they’ve been dreaming about. Either way, at Dyer Chevy we’re a special finance dealership with plenty of options, so visit us in Vero Beach, FL, to explore our used-car inventory and what special finance loans you may qualify for.
Every driver’s needs are different. That goes for both their financial situations and the type of vehicle they’re looking for. As a customer, we don’t want you to be treated like a faceless number, so we may be able to offer you:
So don’t let those financial misfortunes keep you from getting the used Chevy vehicle you’ve been looking at; visit us near Fort Pierce today and talk to the Dyer Chevy team about your options.
We want to give you a chance to restart and rebuild your subprime credit score. We also want you to drive home the used car that you genuinely want to be driving and not one that’ll be a compromise for your needs. As well, when you make your monthly payments on time, you can see your credit score rise back up. Once that happens, our finance department will be happy to help you re-finance and enjoy a better repayment rate and monthly payment. Take back your financing power, use our online finance application, and get in touch with our team. At Dyer Chevy Vero Beach, we want to see you driving a used car that’ll make you happy without worrying about your credit score. Visit us near Melbourne today and experience the Dyer Chevy difference.
Special financing refers to car loans for those with bad or subprime credit. Whether it’s from a bankruptcy, repossession, or a limited credit history, special financing will help get you into a quality used car even with a poor credit score. Though, be aware that these loans often come with a higher annual percentage rate (APR) to balance the risk the lender will face.
The first step of a used-car loan is applying for one at a financial institution. Once approved, you’ll receive the money needed for the used-car purchase in a lump sum. From there, you pay back the amount of the loan plus any interest. Typically, you’ll pay back the loan on a monthly basis. The amount your monthly payment will cost depends on several factors. The first is the overall amount of money borrowed, the second is interest determined by the annual percentage rate (APR), and the third is the amount of time you’ll be repaying the loan.
Yes. It’s not out of the ordinary for a family to have two cars, and having two car loans is something that’s definitely possible for most people. However, it may not be so straightforward. First, you’ll have to prove to your lender that your debt and income can handle the additional financial strain. You’ll also be subject to a hard credit check. Take note that a second car loan, while possible, will increase your debt-to-income ratio while also lowering the chances to improve your credit score.